New rich, or Nouveau Riche in French, refers to people who ‘made it’ from nothing to something in term of financial authority.
Stories about noveau riche are always be rags to riches stories. This wiki about Nouveau Riche explains that rags to riches stories are always be inspiring to us.
Rags to riches stories [...]
People are always looking for the shortest path to solve their personal finance problems.
Often, taking the shortest path might not be your best way to improve your situation. Even in most cases, people recklessly apply for cash advances or use credit card financing without knowing the consequences of their decision.
When it comes to personal [...]
Most people would do anything to solve financial problems, as financial problems almost always come along with relationship problems.
As money is still a taboo topic today, financial problems are getting worse by not having a constructive and honest conversation about money.
An article by Psychology Today explained that although money is an emotionally loaded topic, it [...]
There always be a pro-contra on payday loan. The largest pro-contra on payday loan is due to the premise that payday loan is purposed to help people getting small amount of cash, usually $100 to $500, quick.
Typically, the ones who need payday loans are those that need cash quick and low credit score.
What [...]
Many people think credit cards as the temporary solution for their long term financial problems. What I mean by financial problems is not financial hardship, but financial knowledge.
Credit cards main selling points are convenience, cashless and rewards. People sign for credit cards for those perks.
While credit card offers today is interesting - some [...]
Your personal finance always require budgeting and planning - you always want to know and prepare for your savings account, rainy day account and investment account, as well as your credit cards, insurances, mortgages and other expenses.
Now let us focus on three of the most common expenses - credit cards, insurances and mortgages.
What does credit [...]
It is common that people always look on ways for their money to grow more in speed and value.
While expecting their money to grow in speed and value, people always consider and weigh between risk and yield. Naturally, higher risk yields higher result. On the contrary, lower risk yield lower result.
The battle of [...]
According to Cencus.gov, there are 16 per cent of US resident this live without health insurance. As that will affect directly to the person without the insurance, in the long term this will affect US economy in the future.
If you one of them that have not protected by proper health insurance, consider applying for [...]